The easiest way to open a bank account in Muscat is to head into your local branch and speak with a teller.
A few banks will allow you to start the process online or over the phone, but you’ll always need to physically visit a branch before an account can be opened.
Documents you need
Before you can even start the process of getting a bank account, you must have your residence visa, which can mean you have to wait a while and get paid in cash until it’s all sorted. Once you have this, you will need to get a No Objection Certificate from your employer, which will state your salary.
If your spouse or other family moves out to Oman with you and is unemployed, you will need to give your permission for them to open an account.
Choosing a bank
Your employer will work with one, if not several banks, and it’s probably best to go with one they use should any issues arise later down the line. Some of the biggest banks include Bank Muscat, the National Bank of Oman, Bank Dhofar and Oman Arab Bank, or international bank HSBC. Make sure you research all your options before committing.
A bounced cheque in Oman, and across much of the GCC, is considered a criminal offence, and could land you with a hefty fine. Make sure you have the amount written on the cheque in your bank account on the date it’s meant to be cashed.